Life goes by quickly. As you will age, the reality of this statement will strike you harder and harder. The older you get, the more responsibilities you gain and the more experiences you have, the more it will ring true.
It’s hard to see that as a young person. You feel invincible – like your whole life is ahead of you there on the horizon. You revel in the strength and enthusiasm of youth. And as a result, you often take risks with that life. It’s so abundant and strong, you don’t really see the value of managing it properly.
Imagine with me for a moment. Imagine that I set you down one day and tell you that because of an unexpected windfall, I have opened a bank account in your name and deposited ten million dollars. This is my gift to you, my legacy. This will be enough money to sustain you the rest of your life. At your age, when you earn maybe $5000 a year, this supply seems endless. Even living on $100,000 a year would support you for your natural life and even past it.
You begin to live on the money and even spend a bit in extravagance. Every day you draw out funds for your immediate desires, but it never seems like a lot is gone. Even the purchase of a house doesn’t really put much of a dent in it. At this point, if a friend came up to you and asked to borrow $100, you’d probably agree easily. After all, ten million dollars is going to be plenty of money for you. You’d probably indulge yourself a bit with expensive cars, gifts for friends, the best clothes, the best restaurants – whatever your heart desires.
As time passes by, you notice the account is down to five million, then two, then one. At age 50, the money is down to a few thousand, then nothing. You’re over the hill with no job experience and no further savings to support you.
At this point, your perspective on that money changes. You wish you still had the $100 you loaned to your friend. Those expensive luxuries seem very foolish – you’d do anything to have that money at this point. You begin to look back in your life and wish. “I didn’t realize the money would go so fast”. “I wish I had saved”. “I wish I had invested”. But the time’s past now, and you can’t have the opportunity back again.
That’s a lot like your life. When you’re young, you don’t think a lot about the harm you do to your body, because it’s so strong. You can’t realistically picture it being weak and sickly. You don’t think about the waste of your time because it’s so plentiful. You don’t really think about preparing for the future because it’s so far away.
So you harm yourself. Maybe you get involved with smoking, drinking or drugs, or you eat a diet full of fatty, caloric, sugar-filled junk food and soda. You spend endless hours watching mindless TV or playing video games. You spend the money as soon as you earn it on whatever happens to be in the front of your mind at the time. You risk life and health by driving poorly, doing reckless stunts or pushing the envelope in some way.
Those things can seem fun and harmless in your younger years. But what you don’t understand is the toll they are taking on your body. You don’t realize how unhealthy consumption habits are draining the vitality out of your immune system and building a body you will curse in your adult years and regularly trust to the care of a doctor. You don’t realize how much you will kick yourself for wasting the energetic and optimistic heyday of your existence by wasting its efforts on trivia. You don’t realize that the expensive designer shirt you spent your money on today could probably purchase a car for you down the road, if you’d taken the money and invested it wisely.
You will realize it, of course – when you’re older. And you will wish for the chance to go back and do things the right way. I can think of lots of things I would change if I could go back to those years again:
- I would have built a habit of a healthy diet so that I wouldn’t be fighting so hard at age 39 to get rid of excess weight and to reprogram myself away from gluttony.
- I would have kept physically fit and strong so I could enjoy playing the sports I enjoyed so much as a younger man.
- I would have saved and invested so that my first years out of college weren’t so hand to mouth.
- I would have spent less time being so cynical and noncommittal and taken advantage of some fantastic opportunities I had to learn and grow.
- I wouldn’t have been as snobbish and spent some time getting to know some really remarkable people.
- I would have spent less time in front of the TV and more time in front of people.
- I wouldn’t have taken on some of the risky things I was involved in when I realize how closely I escaped death so many times.
I don’t expect you to read this advice and embrace it wholeheartedly – you honestly will not understand the value of life until you have less of it. But I do hope you can see some of the forethought in it and think about building a solid foundation to live on.